Limited offer
Your Complete Business Account, Starting from €0
Get EU IBANs, SEPA and international payments, FX and Visa cards in one secure account. Start your application online and we'll confirm your plan before activation and billing begin. Available to new business accounts that apply by 1 March 2027. T&Cs apply
Trusted by leading businesses that move money with Wittix
Our plans
Pick the plan that suits your business
We review your application and confirm your plan with you before activation and billing begin. Transparent fees, shown upfront.
Transaction fees
SEPA incoming Free
SEPA outgoing €3 min 0.5%
Cross-border out €20 min 0.5%
FX rate 1.8%
1 User included Multi-currency IBANs Send & receive in 35 currencies SEPA incoming free Free Wittix-to-Wittix transfers International bulk payments 1 Virtual Visa card included Live chat with a real person, under 2 minGlobal
Most popular€39/mo
Best for growing businesses with regular SEPA and international activity
Try For Free
Get your first month subscription-free1
Transaction fees
SEPA incoming Free
SEPA outgoing €0.25 min 0.2%
Cross-border out €25 min 0.2%
FX rate 0.9%
Premier
€99/mo
Best for businesses with higher payment volumes that need dedicated support
Try For Free
Get your first month subscription-free1
Transaction fees
SEPA incoming Free
SEPA outgoing €0.20 min 0.1%
Cross-border out €20 min 0.1%
FX rate 0.7%
Everything in Global, plus:
First month for free1 5 Users included Dedicated account manager from day one Our lowest transaction feesTailored plan3
Financial solutions built around your business
No two business are the same. Built for complex and/or higher-risk businesses. Get a custom pricing plan and dedicated support for your international payment needs, with everything managed from one Wittix account.
Every detail
Compare all plans, line by line
The same transparent pricing you'll see inside your account. All fees in EUR.
Account
Monthly fee
Billed monthly. Cancel anytime.
€0
€39 /mo
€99 /mo
Custom
Application processing fee
Complex business structures or higher-risk activity businesses may require a one-time application review fee. The applicable fee is determined following the compliance and risk assessment, confirmed before account activation, and deducted from the first deposit after successful onboarding approval.
Free
Free
Free
Variable
Account setup
Account ready right after successful onboarding and accepted terms.
Free
Free
Free
Free
Users
Team members included in each plan
1 User
3 Users
5 Users
Unlimited
Web platform
Full account management from any browser: payments, statements, FX, cards. No software to install.
Mobile app (iOS & Android)
Manage payments & cards, approve transfers and check balances on the go.
IBANs & Currencies
Multi-currency IBANs
Receive and send payments like a local with European and UK IBANs.
Hold up to 23 currencies
Safeguard funds in 23 currencies, held securely. Activation requires contacting your Account Manager.
–
Send & receive in 35 currencies
SEPA, SWIFT and more. 90+ countries.
Payments
SEPA incoming
Receive euro transfers from any EU/SEPA bank.
Free
Free
Free
Custom
SEPA outgoing
Per outgoing SEPA payment.
0.5% min €3
0.2% min €0.25
0.1% min €0.20
Custom
Cross-border payments (incoming)
Per incoming SWIFT/cross-border payment.
0.2% min €20
€15
€12
Custom
Cross-border payments (outgoing)
Per outgoing SWIFT/cross-border payment.
0.5% min €20
0.2% min €25
0.1% min €20
Custom
Wittix-to-Wittix transfers
Send funds to any Wittix account instantly, at no extra costs.
Free
Free
Free
Free
International bulk payments
Upload and pay your entire supplier list at once.
Currency Exchange
Visa Payment Cards
Virtual business cards
Instant-issue. Additional cards €4.50 each. Availability depends on supported countries.
1 included
1 included
1 included
1 included
Physical Visa card
Delivered to your door. €9 each.
€9 each
€9 each
€9 each
€9 each
Card freeze & controls
Freeze and manage your cards activity.
Google Pay & contactless
Tap to pay anywhere VISA is accepted.
ATM withdrawals
Domestic €2.50 / Foreign €2.50 + 2.95%
Support
Live chat support
Chat with a real person. Under 2 min response during business hours.
Dedicated account manager
A named specialist from day one to answer all your questions.
–
–
Onboarding support
Guided setup from our team. We walk you through account activation, document submission and your first payment.
Tools
Real-time reports & account statements
See every payment as it moves, export statements anytime.
Beneficiary SMS notifications
Let recipients know a payment is on its way, automatically.
Connect PayPal & Stripe
Receive PayPal or Stripe payouts directly into your Wittix account.
Manage multiple accounts
Create additional Wittix business and personal accounts and switch from one login.
–
Try For Free
Get your first month subscription-free1
Try For Free
Get your first month subscription-free1
Core
Account
Monthly fee
Billed monthly. Cancel anytime.
€0
Application processing fee
Complex business structures or higher-risk activity businesses may require a one-time application review fee. The applicable fee is determined following the compliance and risk assessment, confirmed before account activation, and deducted from the first deposit after successful onboarding approval.
Free
Account setup
Account ready right after successful onboarding and accepted terms.
Free
Priority review2
Application reviewed within 1 business day. Optional add-on.
–
First month free1
New business accounts only accepted during this campaign.
Users
Team members included in each plan
1 User
Web platform
Full account management from any browser: payments, statements, FX, cards. No software to install.
Mobile app (iOS & Android)
Manage payments & cards, approve transfers and check balances on the go.
IBANs & Currencies
Multi-currency IBANs
Receive and send payments like a local with European and UK IBANs.
Hold up to 23 currencies
Safeguard funds in 23 currencies, held securely. Activation requires contacting your Account Manager.
–
Send & receive in 35 currencies
SEPA, SWIFT and more. 90+ countries.
Payments
SEPA incoming
Receive euro transfers from any EU/SEPA bank.
Free
SEPA outgoing
Per outgoing SEPA payment.
0.5% min €3
Cross-border payments (incoming)
Per incoming SWIFT/cross-border payment.
0.2% min €20
Cross-border payments (outgoing)
Per outgoing SWIFT/cross-border payment.
0.5% min €20
Wittix-to-Wittix transfers
Send funds to any Wittix account instantly, at no extra costs.
Free
International bulk payments
Upload and pay your entire supplier list at once.
Currency Exchange
FX rate4
Based on market rate. +0.5% outside Wittix business hours.
1.8%
Visa Payment Cards
Virtual business cards
Instant-issue. Additional cards €4.50 each. Availability depends on supported countries.
1 included
Physical Visa card
Delivered to your door. €9 each.
€9 each
Card freeze & controls
Freeze and manage your cards activity.
Google Pay & contactless
Tap to pay anywhere VISA is accepted.
ATM withdrawals
Domestic €2.50 / Foreign €2.50 + 2.95%
Support
Live chat support
Chat with a real person. Under 2 min response during business hours.
Dedicated account manager
A named specialist from day one to answer all your questions.
–
Onboarding support
Guided setup from our team. We walk you through account activation, document submission and your first payment.
Tools
Real-time reports & account statements
See every payment as it moves, export statements anytime.
Beneficiary SMS notifications
Let recipients know a payment is on its way, automatically.
Connect PayPal & Stripe
Receive PayPal or Stripe payouts directly into your Wittix account.
Manage multiple accounts
Create additional Wittix business and personal accounts and switch from one login.
–
SEPA payment cancellation
Cancel a SEPA payment before it settles.
€25Returned payment processing
For payments returned due to incorrect details.
€45Account references & confirmations
Official letters for auditors, banks and regulators.
€100Dormant account fee
Applied after 6 months of no activity.
€200/moAccount closure
Free account closure for accounts opened during this campaign.
FreeCross-border (SWIFT) payment cancellation
Cancel an outgoing cross-border or SWIFT payment before it settles.
€25Payment investigation & recall
Formal investigation via correspondent banks.
€75/hrFunds administration (inactive account)
Daily fee while funds remain in an account after closure is requested.
€5/dayBreach of the terms and conditions fee
Applied if the account is closed due to a Terms of Service breach.
€200
Built for business
Why businesses choose Wittix
Licensed EMI · Funds safeguarded
35 Currencies · 90+ Countries
No hidden costs · Cancel anytime
Real human support, alwaysGet your first month for free1
Open a Wittix business account today. Start your application in minutes, and we'll confirm your plan before activation and billing begin.
FAQ
Is the first month really free?
Yes. Eligible new business clients who fund their account with at least €1,000 get the first month free on Global and Premier plans. The offer does not apply to Tailored, while Core remains free at €0/month. Terms and conditions apply.
How do I know which plan I'll be on?
Pick the plan that suits your needs and start your application. We review it and confirm your plan with you before activation and billing begin.
What's the application processing fee?
It's a one-time fee (if applicable). Complex business structures or higher-risk activity businesses may require a one-time application review fee. The applicable fee is determined following the compliance and risk assessment, confirmed before account activation, and deducted from the first deposit after successful onboarding approval.
Can my Core account really be €0/month?
Yes. The Core plan has no monthly plan fee, with no minimum deposit or balance required. Other fees apply as listed in the Core plan.
How fast can I get approved?
Once all required documents are submitted, our compliance team reviews your application; most business accounts are approved within 3 business days. Priority review is an optional add-on that reviews your application within 1 business day, available on Global, Premier and Tailored.
Is Wittix secure?
Yes. Wittix, UAB is a regulated EMI supervised by the Bank of Lithuania and operating under European standards (EMI licence no. 48). Client funds are safeguarded in line with regulatory requirements, and we use advanced security and monitoring systems to ensure full protection and compliance.
All prices in EUR. This page is a promotional summary. Full terms, the complete fee schedule and eligibility criteria apply and are confirmed during onboarding.
- First month free is available to eligible new Business Account customers on the Global and Premier plans who fund their account with at least €1,000. The offer applies to the monthly plan fee only. Other fees and charges apply according to the selected plan. Standard monthly plan fees apply from the second month onwards.
The Core plan remains €0/month, with no minimum deposit or balance requirement. Other fees and charges apply according to the Core plan.
The offer is available to customers opening their first Wittix Business Account only and cannot be combined with other offers. All fees are charged in EUR. Terms and conditions apply. - Priority review is an optional add-on. Your application is reviewed within 1 business day once all required documents are submitted. Not available for Core plan. Fee: €300 (Global), €400 (Premier) and €500–€2,000 (Tailored, depending on complexity). Standard review timelines apply where priority review is not selected.
- Tailored pricing confirmed after compliance review based on your business structure, activity, and risk profile.
- Our exchange rates are based on an independent third-party provider, with the applicable Wittix margin applied in accordance with our pricing. The exact exchange rate for your transaction is displayed before you confirm your currency conversion.
Terms & Conditions of this limited offer
- This promotion is available to new business accounts only.
- Promotional pricing is available for a limited time until 1 March, 2027, unless withdrawn earlier by Wittix.
- Eligibility for a pricing plan is subject to successful completion of the Wittix onboarding, identity verification, compliance, AML/KYC and risk assessment procedures.
- The pricing plan presented on this page is indicative only. The final pricing plan offered to a client is determined following completion of the onboarding and compliance review process.
- Wittix reserves the right to decline an application or to offer a different pricing plan where required based on the customer's business profile, expected activity, jurisdiction, compliance assessment or risk evaluation.
- Promotional pricing cannot be combined with any other promotional offer unless expressly stated otherwise.
- All fees are subject to the applicable Wittix Pricing Schedule and Terms and Conditions.
- Exchange rates are based on an independently sourced market reference rate, with the applicable Wittix margin applied. The exact exchange rate is displayed before a currency conversion is confirmed.
- Wittix reserves the right to amend, suspend or withdraw this promotion, in whole or in part, at any time and without prior notice, to the extent permitted by applicable law.
- Continued use of Wittix services remains subject to ongoing compliance monitoring and the Terms and Conditions.